Achieve Zero Debt.
Build Wealth. Live Free.
Take control of your financial future with intelligent debt elimination strategies, smart budgeting tools, and personalized wealth-building plans.
Everything You Need to Eliminate Debt
Powerful tools and strategies designed to accelerate your journey to financial freedom
Smart Debt Strategy
Automated debt snowball and avalanche calculations. See exactly which debts to pay first for maximum impact.
- Debt prioritization engine
- Interest savings calculator
- Payment optimization
Wealth Building Plans
After debt elimination, seamlessly transition to building wealth with investment tracking and goal planning.
- Post-debt investment guide
- Emergency fund builder
- Retirement planning
Real-Time Progress
Visual debt elimination tracking with milestones, achievements, and motivational insights to keep you on track.
- Visual progress dashboard
- Milestone celebrations
- Achievement badges
Your Path to Financial Freedom
Four simple steps to eliminate debt and build lasting wealth
Connect Accounts
Securely link your financial accounts for a complete picture
Set Your Goal
Choose your debt-free date and wealth targets
Follow Your Plan
Get personalized strategies and daily action items
Celebrate Freedom
Achieve zero debt and start building wealth
Success Stories from Our Community
Real people achieving real financial freedom with ZeroDebtPlus
“Eliminated $45,000 in credit card debt in just 14 months! The debt snowball strategy and visual progress tracking kept me motivated every day.”
“From $78,000 in student loans to completely debt-free! Now building my emergency fund and investing for retirement. Life-changing app!”
“Paid off our mortgage 12 years early! The scenario planning helped us see exactly how extra payments would accelerate our freedom.”
Ready to Eliminate Your Debt?
Join thousands of users who are taking control of their finances and building the life they deserve.
No credit card required • Free forever plan available • Cancel anytime